Foreclosure Mediation

The Office of Administrative Hearings (OAH) is an independent state agency where an Administrative Law Judge (ALJ) hears cases when a party disagrees with the action of another State agency. In addition to hearing cases, all ALJs are certified mediators, who regularly conduct mediations in many cases.

Marylandís new Foreclosure Mediation Law, which applies to foreclosures filed in the court on or after July 1, 2010, offers homeowners facing foreclosure an opportunity to meet with the lender and an ALJ, who will assist the parties in an attempt to find an alternative to foreclosure.

Once the homeowner files a mediation request with the Circuit Court and pays the $50.00 fee, the Circuit Court will refer the request to OAH. OAH will conduct the mediation within 60 days after it receives the request from the Circuit Court. OAH will send the parties a Notice of Mediation that will inform them of the time, date and location of the mediation and all of the documents they will be required to produce no later than 20 days before the mediation.

If a borrower fails to appear for a scheduled mediation, the ALJ will send the case back to the Circuit Court and the foreclosure sale shall proceed. Should this occur, the borrower has 15 days from the scheduled mediation to file a motion to stay the foreclosure sale with the Circuit Court.

If the lender does not come to the mediation, the ALJ will send the case back to Circuit Court on the day of the scheduled mediation and the Circuit Court may dismiss the foreclosure action.

Mediations will be conducted in the following locations:

Anne Arundel County Mediations will be held at:

Circuit Court for Anne Arundel County
7 Church Circle
Conference Room 2A-83, 2nd Floor
Annapolis, Maryland 21401

Click Here For Directions To Circuit Court for Anne Arundel County

Baltimore County and Harford County Mediations will be held at:

Circuit Court for Baltimore County
County Courts Bldg.
401 Bosley Avenue
Grand Jury Outer Room, 1st Floor
Towson, Maryland 21204

Click Here For Directions To Circuit Court for Baltimore County

Calvert County, St. Mary's County, and Charles County Mediations will be held at:

Circuit Court for Calvert County
175 Main Street
Orphan Court Hearing Room - C110
Prince Frederick, Maryland 20678

Click Here For Directions To Circuit Court for Calvert County

Howard County and Frederick County Mediations will be held at:

Howard County District Court
3451 Courthouse Drive
Mediation Room 1-A
Ellicott City, Maryland 21043

Click Here For Directions To Howard County District Court

Montgomery County Mediations will be held at:

District Court for Montgomery County
8552 Second Avenue
Hearing Room 203
Silver Spring MD 20910

Click Here For Directions To District Court for Montgomery County - Silver Spring

District Court for Montgomery County
27 Courthouse Square
ADR Office, 1st Floor
Rockville, Maryland 20850

Click Here For Directions To District Court for Montgomery County - Rockville

Office of Administrative Hearings - Wheaton South - Comptroller's Office
Westfield North, Suite 205
11002 Viers Mill Road, Suite 408
Wheaton, Maryland 20902

Click Here For Directions To Wheaton South - Comptroller's Office

Prince George's County Mediations will be held at:

Prince George's County Court House Annex
14701 Governor Oden Bowie Drive
Courtroom 241-A
Upper Marlboro, Maryland 20772

Prince George's County Court House Annex
14701 Governor Oden Bowie Drive
Jury Room 237-A
Upper Marlboro, Maryland 20772

Click Here For Directions To District Court for Prince George's County Court House Annex

Kent County, Talbot County, Dorchester County, Caroline County and Queen Anne County Mediations will be held at:

Queen Anne's County District Court
120 Broadway
ADR Room
Centreville, Maryland 21617

Click Here For Directions To Queen Anne's County District Court

Baltimore City and Carroll County Mediations will be held at:

Office of Administrative Hearings
11101 Gilroy Road
Hunt Valley, Maryland 21031

Click Here For Directions To Office of Administrative Hearings Hunt Valley

Allegany County, Washington County, and Garrett County Mediations will be held at:

Office of Administrative Hearings-Cumberland
3 Pershing Street, Room 105
Cumberland, Maryland 21502

Click Here For Directions To Office of Administrative Hearings Cumberland

Worcester County, Wicomico County, and Somerset County Mediations will be held at:

Office of Administrative Hearings - Salisbury
District Court Multi-Service Center
201 Baptist Street, Room 3381
Salisbury, Maryland 21802

Click Here For Directions To Office of Administrative Hearings Salisbury

Cecil County Mediations will be held at:

Elkton MVA Branch Office
105 Chesapeake Blvd.
Suite A
Elkton MD 21921-6377

Click Here For Directions To Elkton MVA Branch Office

Postponement Request

A party may request a postponement for good cause. Requests must be in writing and received at OAH no later than 5 business days before the mediation. Include the case name and number, the original date of the mediation, the reason for the request, and any documentation that you have to show why you need a postponement.

Also include 3 dates within the next 30 days when you would be available for a rescheduled mediation and a telephone number where you can be reached Monday through Friday between 8:30 a.m. and 4:30 p.m.

Requests for postponements should be mailed to:

Office of Administrative Hearings
11101 Gilroy Road
Hunt Valley, Maryland 21031-1301

or faxed to (410) 229-4266, with a copy mailed to each party in your case. If an emergency arises within 5 days of the mediation; you may telephone OAH at (410) 229-4246 & 410 229-4278.